Rebuilding Under the FEMA Public Assistance Program Key Points How are Repair Costs Determined? Do the Repairs Exceed 50 Percent of Replacement ("The 50 Percent Rule")? Substantial Damage Under FEMA's National Flood Insurance Program (NFIP) How About Relocation? Summary Download This Issue Request Hard Copy View All Issues Rebuilding Under the FEMA Public Assistance Program: Repair? Replace? Relocate?