Categorizing Losses

T IDALBAS INGROUP.COM 7 to improved property from a 5-year flood event is eligible. Work to protect improved property must have a favorable benefit-to-cost ratio. Any work in natural streams must also be closely reviewed and monitored to minimize undesirable environmental effects. Seeding and Sodding Seeding, grass, and sod will be eligible only when necessary to stabilize slopes and minimize sediment erosion or runoff. Debris Disaster-caused debris in catch basins and channels is eligible for removal when a clean pre-existing condition can be established. FEMA is particularly interested in Category D, as flooding is one of the costliest forms of disasters in the United States. Oftentimes, they will deny reimbursement for clearing and repairing those facilities that a Subrecipient does not keep maintained. A good example of this would be a drainage ditch that is laden with storm debris. Subrecipients may ask FEMA to provide funds to clear the debris from the ditch, however, if the ditch is not routinely maintained, then FEMA may deem the debris to be pre-event and/or caused by negligence. If the Subrecipient can show that they routinely keep the ditch clean through a normal maintenance schedule, then FEMA will typically find the debris eligible. When approaching Category D work, as with damage to federal-aid roadways, jurisdiction for repairs may reside with other agencies such as the USACE or the NRCS. More information on these agencies can be found at: USACE usace.army.mil NRCS nrcs.usda.gov Category E—Buildings and Equipment Restoration Buildings are to be restored to pre-disaster design capacity in accordance with present codes and standards. “FEMA is particularly interested in Category D, as flooding is one of the costliest forms of disasters in the United States.”

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